Urgent Alert for ACA Enrollees: Looming ‘Subsidy Cliff’ in 2026 Could Shake Health Insurance Markets and Impact Financial Planning
Starting in 2026, a looming financial challenge could hit millions of Americans who rely on Affordable Care Act (ACA) marketplace insurance. The pandemic-era enhanced premium tax credits that have made health insurance more affordable are set to expire at the end of 2025, potentially triggering what experts call a “subsidy cliff.” This cliff could cause…