In our recent analysis, we’ve highlighted the remarkable surge of financial services stocks heading into 2025. Among them, **Old Point Financial Corporation (NASDAQ: OPOF)** stands out, particularly in the context of this invigorated market landscape.
The financial services sector, encompassing banking, payments, insurance, and asset management, is pivotal to the global economy. As 2025 unfolds, we’re witnessing a renaissance, marked by renewed investor enthusiasm and strong performance, which is a stark contrast to the turbulence experienced in 2022 when market confidence wavered amid the “mini banking crisis.”
While many stocks floundered during that downturn, a number have rebounded significantly in 2025. This revitalization is noteworthy and bears exploration, especially for investors seeking opportunities amidst the uncertainty of macroeconomic trends.
Even in challenging climates, There are always pockets of strength worth recognizing. For example, in a separate discussion, we identified **15 Real Estate Stocks That Are Outperforming in 2025**.
Today, we turn our attention to the best-performing financial services stocks this year, with a focus on those gaining traction among hedge fund investors. The presence of hedge funds can signal valuable investment opportunities; our research demonstrates that those who mirror the top stock picks of elite hedge funds often outpace the market. In fact, our quarterly newsletter has achieved an impressive return of **373.4%** since May 2014, surpassing its benchmark by **218 percentage points**.
**Old Point Financial Corporation** is a community-oriented bank holding company based in Hampton, Virginia. It provides an array of services, including retail and commercial banking, wealth management, mortgage, and insurance, primarily serving the Hampton Roads area.
OPOF has seen substantial growth in 2025, largely propelled by a merger announcement on April 3, 2025, with TowneBank. Shareholders now have the option to receive **$41.00 in cash** or **1.14 shares of TowneBank stock** per share of Old Point, valuing the merger at around **$203 million**. This news had an immediate impact, catapulting the stock over **40%** in a single day—well beyond the 5% threshold.
The merger promises enhanced growth and value for shareholders, customers, and employees alike. In its Q1 2025 results, Old Point reported a net income of **$2.2 million**, reflecting a **26%** year-over-year increase, along with modest growth in assets and deposits. Yet, it’s the merger news that has undeniably fueled the stock’s remarkable ascent this year.
As of now, OPOF’s stock is up **49.73%** year-to-date. It ranks **11th** among our list of financial services stocks surging in 2025. However, while we recognize the potential of OPOF, we believe AI stocks offer greater prospects for higher returns, often in a more abbreviated timeline. Notably, one AI stock has shown remarkable growth since the start of 2025, even as many prominent AI stocks suffered a **25%** decline. For investors curious about affordable AI opportunities, our report on the **cheapest promising AI stock** is a must-read.
READ NEXT: **20 Best AI Stocks To Buy Now** and **30 Best Stocks to Buy Now According to Billionaires**.
Disclosure: None. This analysis is originally based on insights gathered from our own extensive research and resources.